If you are using Token.io licence to provide your services, your customers may have come across Token.io T&Cs when authorising a payment or access to their data. If this is the case, we recommend that you have a few lines about Token on your website or FAQs.
Token.io is an open banking platform that provides the toolkit to financial service companies (payment gateway, banks, acquirers) to access open banking payments and data products. Token.io is secure - we invest in bank-grade, best-in-class technology and security.
Is Token.io a regulated entity?
Token.io is regulated as a TPP (third party provider) in both the UK and Germany. Token.io also provides services to other regulated parties as a TSP (technical service provider). Token.io Limited is authorised as an Account Information Service Provider (“AISP”) and as a Payment Initiation Service Provider (“PISP“) by the Financial Conduct Authority in the UK (Licence Number: 795904). Token.io, GmbH is authorised as an Account Information Service Provider by the German Federal Financial Supervisory Authority (BaFin) and has passported this licence to 27 other countries within the EEA.
Is Token.io secure?
Token.io is an ISO 27001:2013 certified company. Token.io is also PCI-DSS Level 1 compliant, PSD2 compliant, and Cyber Essentials Certified.