What payment rails are supported with Nordic banks?

Banks in the Nordic region (consisting of Sweden, Norway, Denmark, and Finland) have their own payment rails available. This article will outline the various rails for each of the countries.


Payment rails supported per country

  • Sweden
    • Domestic: RIX
    • Bill Payment use-cases: BankGiro and PlusGiro 
  • Norway
    • Domestic: Norges
    • Instant Payments: Straks
  • Denmark
    • Domestic: Straksclearing
  • Finland
    • Domestic: SEPA

Should I pass the IBAN or BBAN? 

If the BBAN is required, it will be shown in GET /banks. Otherwise, IBAN is the standard.


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